Financial market imperfections of information asymmetries, market segmentation, operational and transaction cost, individual and institutions challenges collectively diminishes FinTech prowess for financial inclusion and economic growth. FinTech provides the enabling financial channels to include the base of the pyramid, reduce financial exclusion, poverty rate and income inequality. The UN 2030 Agenda for Sustainable Development recognises the importance of FinTech. This study investigates the effect of FinTech on economic growth by extension financial inclusion on a quarterly period from 1999-2020 in Nigeria.  FinTech is posit to affects economic growth directly and indirectly through financial inclusion. The Johansen cointegration test, and the Granger non-causality test, a Toda–Yamamoto procedure were adopted. Findings shows that FinTech impact on economic growth and financial inclusion through a reduction in income inequality and poverty rate. To integrate the hitherto 68.1%, of the base of the pyramid and micro-enterprise in to the mainstream financial systems on quarterly periods. Also, the disequilibrium caused by demand-supply sides barriers is corrected for in the long run. Findings also revealed a unidirectional, bidirectional and a feedback causality. Overall, our results support the aspirations of the UN-2030-ASD.

JEL Classifications: D31; D63; F02; 011; 015

Keywords: Economic Growth, FinTech, financial inclusion, income inequality Nigeria