National Financial Literacy Programs is an important program and NFLP is present in all over the world of countries and national financial literacy program are conducted almost in every country by banks and banks held different sessions in each district and give the financial knowledge and education which have impact on our saving, investments, decisions making, reserve, economic stability and policy makers (Umer Khalid, 2012). In Pakistan state bank of Pakistan takes these initiatives to create basic financial knowledge awareness and state bank of Pakistan held two different sessions such class room session and street theaters session National financial literacy programs the main purpose to improve individuals' understanding of financial concepts, budgeting, decisions and investment strategies. National financial literacy programs have impacts, positively influencing economic stability, reducing household debt, and improve decision-making (Junaid Afsar, 2018). By equipping citizens with essential financial skills, these programs contribute to a more resilient and empowered society, ultimately promoting sustainable economic growth and reducing disparities in financial well-being. 

Keywords: Saving, Investment, Financial Education, Decisions Making, Budgeting