The main aim of the study is to evaluate the impact of the rising NPAs in the scheduled commercial bank in India and the loans and advances of SCBs before and after global financial crisis. Since the present study has its own predetermined objectives and methodology, it is both descriptive and analytical in nature. The study has made an attempt to find the impact of global financial crisis on Non-Performing Assets in the scheduled commercial banks of India. For this study the annual reports of the scheduled commercial banks are collected. Various ratios related to banks are taken for the study. It is identified that there is no significant difference exists in the GNPA of the scheduled commercial banks before and after the global financial crisis. It is found that there is no significant difference exists in the NNPA of the scheduled commercial banks before and after the global financial crisis. Indian banking system faced a sluggish performance in the year 2009-10 that is the period after the crisis.  The trend and progress reports concluded the Indian banking system has withstand the shocks of the financial crisis but on the other hand it has impacted by the slowdown of the economy affected by the crisis. It faced problems in raising the asset quality and also had slow deposit growth.  Scheduled commercial banks’ gross NPAs as ratio to gross advances increased in the year 2009.  

KEY WORDS: Scheduled Commercial Banks, Global Financial Crisis, Loans and advances and Non-Performing Assets